Prescription Plan
All medical plan participants have prescription drug coverage based on their selected plan. A way to save money is by requesting generics and/or mail order options when available.
OptumRx Prescriptions
Set up your online account
Once registered on myuhc.com, access the pharmacy section to:
- Manage your home delivery medications
- Set up email or text message reminders
- Check your order status
Use the UnitedHealthcare app
Manage your prescription benefits and home delivery orders with the UnitedHealthcare app on your smartphone or tablet.
Use a network pharmacy
Be sure to fill your prescriptions at a network pharmacy, otherwise they may not be covered or you may pay more. Finding a network pharmacy is easy:
- Log in to myuhc.com
- Or use the United Healthcare app
- Or call the number on your health plan ID card
Making medication decisions
Use the UnitedHealthcare prescription drug list (PDL)
The PDL is a list of your plan’s covered medications. The medications are organized into cost tiers. Choosing medications in lower tiers may save you money.
| Cost Tier | Includes | Helpful Tips |
|---|---|---|
Tier 1 – Lowest cost |
Lower-cost medications. Some brand-name medications. | In most cases, Tier 1 medications have the lowest cost. Consider generic options which may also help you save. |
| $$ Tier 2 – Mid-range cost |
Mix of brand-name and generic medications. | Tier 2 drugs may cost less than Tier 3 drugs. |
| $$$ Tier 3 – Highest cost* |
Highest-cost brand-name medications and some generic medications. | Many Tier 3 medications have lower-cost options in Tiers 1 or 2. Ask your doctor if they could work for you. |
*High-cost specialty medications fall into Tier 4.
Save Money
In most cases, generic medications have a lower copay than brand-name medications. Ask your doctor if there is a generic alternative for you.
Compare Prices
Search for lower-cost alternatives. Just log in to myuhc.com. Or use the UnitedHealthcare app.
Video: Prescription Drug Benefits
