Vision Coverage

BGDC offers a vision plan through Guardian using Davis Vision’s network. This network provides access to one of the largest networks of eye care professionals. You will enjoy low out-of-pocket costs, and access to top retailers including Costco Optical, Walmart, Sam’s Club and Visionworks. Plans include the option to buy glasses using in-network benefits through online stores and a discount on LASIK, and additional savings on lens enhancements and certain other vision purchases.

Vision Comparison

MetLife Vision (Superior Vision Network)
Guardian Vision
(Davis Vision Network)
In-Network Benefits Out-of-Network Benefits
Exams
Routine Exams (once per 12 months) $20 copay Up to $45 allowance
Retinal Imaging Up to $39 copay Applied to the exam allowance
Vision Materials
Lenses (once per 12 months)
  • Single Vision
  • Bifocal
  • Trifocal
  • Lenticular
$30 copay Up to $30 allowance
Up to $50 allowance
Up to $65 allowance
Up to $100 allowance
Lens Enhancements
Add below enhancements at no cost when obtaining covered eyewear
Transition Lenses
Standard Polycarbonate
Factory Scratch Coating
Allowances vary depending on options Applied to the allowance
Contacts (in lieu of glasses benefit)
(once per 12 months)
Elective Conventional Lenses


Elective Disposable Lenses
Medically Necessary Lenses
$110 allowance, then 20% off balance
(except at Costco, Walmart and Sam’s Club)

$110 allowance then 10% off balance
Covered in full
Up to $105 allowance


Up to $105 allowance
Up to $210 allowance
Contact Lens Fitting and Evaluation Fitting: $25 copay Specialty Fitting: $50 allowance after $25 copay No Allowance
Frames (once per 12 months) $120 allowance, 20% off balance $55 allowance
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Guardian Vision Plan_Find a Provider (Spanish)

Video: Vision Insurance