Vision Coverage
BGDC offers a vision plan through Guardian using Davis Vision’s network. This network provides access to one of the largest networks of eye care professionals. You will enjoy low out-of-pocket costs, and access to top retailers including Costco Optical, Walmart, Sam’s Club and Visionworks. Plans include the option to buy glasses using in-network benefits through online stores and a discount on LASIK, and additional savings on lens enhancements and certain other vision purchases.
Vision Comparison
| MetLife Vision (Superior Vision Network) | ||||
|---|---|---|---|---|
| Guardian Vision (Davis Vision Network) |
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| In-Network Benefits | Out-of-Network Benefits | |||
| Exams | ||||
| Routine Exams (once per 12 months) | $20 copay | Up to $45 allowance | ||
| Retinal Imaging | Up to $39 copay | Applied to the exam allowance | ||
| Vision Materials | ||||
Lenses (once per 12 months)
|
$30 copay |
Up to $30 allowance Up to $50 allowance Up to $65 allowance Up to $100 allowance | ||
|
Lens Enhancements Add below enhancements at no cost when obtaining covered eyewear Transition Lenses Standard Polycarbonate Factory Scratch Coating |
Allowances vary depending on options | Applied to the allowance | ||
|
Contacts (in lieu of glasses benefit) (once per 12 months) Elective Conventional Lenses Elective Disposable Lenses Medically Necessary Lenses |
$110 allowance, then 20% off balance (except at Costco, Walmart and Sam’s Club) $110 allowance then 10% off balance Covered in full |
Up to $105 allowance Up to $105 allowance Up to $210 allowance | ||
| Contact Lens Fitting and Evaluation | Fitting: $25 copay Specialty Fitting: $50 allowance after $25 copay | No Allowance | ||
| Frames (once per 12 months) | $120 allowance, 20% off balance | $55 allowance | ||


