Disability
BGDC provides the below benefits to eligible Associates through Guardian. These benefits are provided at no cost to you.
Short-Term (STD) and Long Term (LTD) Disability
BGDC wants to protect you and your family against unexpected risks like a loss of income due to disability. That is why we will automatically enroll you in Short and Long-Term Disability coverage to help replace your paycheck if you are unable to work.
| Coverage | Benefit |
|---|---|
| Short-Term Disability | Covers 60% of weekly base pay up to $1,000 per week for 90 days, beginning on the 8th day of injury or sickness |
| Long-Term Disability | Covers 50% of monthly base pay up to $10,000 max benefit, beginning after 90 days of disability |
