Benefit Contacts

Have Questions? Need Help?

During open enrollment, the Benefit Counselors will be able to help answer all questions related to coverage options and pricing. You must talk to them to learn more about and enroll in the Whole Life with Long Term Care product. You will need to contact Farmers Insurance directly for proposals on the Home & Auto, and you will need to call MetLife directly for proposals for Pet Insurance.

Please note that you will not be able to register for the carrier portals and mobile apps and view your individual information until January 1st. Until then the carriers will only be able to answer generic questions regarding providers and coverage.

CARRIER PHONE NUMBER WEBSITE
CARRIER PHONE NUMBER WEBSITE
Medical UHC Call number on back of ID card or 866-414-1959 www.myuhc.com
Dental Guardian 800-541-7846 guardianlife.com/
Vision Guardian 877-393-7363 davisvision.com
Basic Life and AD&D Guardian 800-275-4638 guardianlife.com/
Voluntary Life and AD&D Guardian 800-275-4638 guardianlife.com/
Short-Term Disability (STD) Guardian 800-275-4638 guardianlife.com/
Long-Term Disability (LTD) Guardian 800-275-4638 guardianlife.com/
Critical Illness Chubb 833-896-2968 https://www.chubb.com/us-en/claims/chubb-workplace-benefits.html
Hospital Indemnity Chubb 833-896-2968 https://www.chubb.com/us-en/claims/chubb-workplace-benefits.html
Accident Chubb 833-896-2968 https://www.chubb.com/us-en/claims/chubb-workplace-benefits.html
Flexible Spending Account (FSA) Chard Snyder 800-982-7715 www.chard-snyder.com
Auto/Homeowners Farmers Insurance Quotes: 800-438-6381
Service: 800-422-4272
24/7 Claims: 800-854-6011
Quotes: www.myautohome.farmers.com
Service: www.farmers.com/autohomelogin
Pet Insurance HealthyPaws 844-260-7911 healthypawspetinsurance.com
Legal Plan LegalEase 1-800-248-9000 Legaleaseplan.com/lpgd
Identity Theft Protection Norton LifeLock 800-607-9174 my.norton.com/
Whole Life with Long Term Care Chubb 855-241-9891 www.chubb.com
Employee Assistance Program(EAP) Guardian 855-239-0743 guidanceresources.com
Wellworks UHC 800-425-4657 www.wellworksforyou.com
Utopia WellCare UHC 724-407-1500 www.utopiawellcare.com
Level2 Specialty Care UHC 844-302-2821 https://mylevel2.com/our-approach/
Enrollment Support
Enrollment Call Center 888-260-8082
Monday โ€“ Friday
8am-8pm ET
Closed on major holidays
This brochure summarizes the benefit plans that are available to BGDC eligible Associates and their dependents. Official plan documents, policies and certificates of insurance contain the details, conditions, maximum benefit levels and restrictions on benefits. These documents govern your benefits program. If there is any conflict, the official documents prevail. These documents are available upon request through the Human Resources Department. Information provided in this brochure is not a guarantee of benefits.

Resources

Plan Documents & Links

BGDC - 2026 Annual Legal Notices
BGDC DISTRIBUTION LLC 2025 SPD
BGDC DISTRIBUTION LLC 2025 WRAP PLAN
BGDC DISTRIBUTION LLC QMCSO
WEX HSA Consumer Custodial Agreement
WEX HSA Electronic Disclosure